Retirement planning The sooner you start building your nest egg, the longer it has to grow. Because inflation will most likely decrease the purchasing power of your money, your dollars may buy less during your retirement than they do today. For example, at 3.5% inflation, $100 today would be worth only $42.31 in 25 years and $30.00 in 35 years. Planning for retirement involves projecting your future needs, identifying your funding resources and developing a savings plan. Most people draw on three main sources of income during retirement – Social Security, employer-sponsored plans and personal retirement savings, which often include traditional Individual Retirement Accounts (IRAs), Roth, IRAs, and annuities. Make sure your disciplined approach to saving continues to meet your current needs and your future retirement goals. Have a Question: Name Email Phone Question Thank you! Oops!