Richard holds the prestigious CERTIFIED FINANCIAL PLANNERTM / CFP® mark, in addition to the Chartered Life Underwriter (CLU®), and Chartered Financial Consultant (ChFC®) designations. He began his career in financial services in 1991. During the span of his career, Richard volunteered on several non-profit boards and served as president of the Owen J Roberts Education Foundation. In addition to his volunteer work, he is a member of the Financial Planning Association (FPA) Society of Financial Service Professionals (SFSP), Pottstown Aircraft Owners and Pilots Association (PAOP), and Aircraft Owners and Pilots Association (AOPA). Richard graduated with honors from Albright College with a Bachelor of Science degree in Business Administration and a Master’s Degree in Financial Planning from The American College of Financial Services. Richard resides in northern Chester County with his wife and six children.